Edinburgh Green Investment 1

Funding nature-based projects and flood prevention

Interest rate: 4.84% a year
Term: 5 years
Target: £1m

Raised £4,478

91 days left

About City of Edinburgh Council

The council are working towards an ambitious goal of being a net zero, climate resilient and nature positive city. This investment programme gives residents the opportunity to get involved and help them push to be a healthier, thriving and inclusive capital for everyone.

The programme will choose projects that can reduce climate damaging emissions, prepare for the impacts of climate change (like flooding and heatwaves), protecting nature and enhancing the quality of life for residents.

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How is the council using the money raised?

The City of Edinburgh Council will use the money raised to deliver nature-based projects including tree planting and flood prevention through sustainable drainage systems in key parts of the city. These projects can reduce emissions, offer cooler spaces during heatwaves and reduce flooding risk during heavy rainstorms. They will also boost biodiversity and improve access to nature and the benefits it brings. These projects are expected to include:

Tree planting/expanding the Canopy Communities project
Create and maintain sustainable drainage systems like rain gardens, rainwater planters and SuDS trees.

All investments from City of Edinburgh Council are compliant with the Green Loan Principles - internationally recognised standards that are also used by the UK Government for its green investment products. They require that the money invested can only be used to fund eligible green projects.

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City of Edinburgh Council is investing in greening and sustainable drainage solutions

Key terms

BorrowerCity of Edinburgh Council

Use of funds

Funding Eligible Green Projects under the Green Finance Framework.

Interest rate4.84% a yearThis is the interest rate paid by the Borrower to lenders and does not include the cost of fees paid to Abundance in its role as Arranger and Agent.

Term period5 years after end of 'Initial interest period'

Maturity date31 December 2031

Capital repaymentLump sum on maturity

Offer open date1 September 2026

Offer close date30 November 2026The Loan Opportunity may be withdrawn before the Offer Close Date at the Borrower's discretion subject to it posting notice of withdrawal on the Abundance website.

Minimum borrowing amount£5.00

Maximum borrowing amount£1,000,000

Initial interest periodThis will start on the date the lender makes their investment and ends on 31 December 2026.

Interest periodsFrom 1 January to 30 June and 1 July to 31 December each year, starting from 1 January 2027.

Return structure10 semi-annual payments of Interest on the last day of each Interest Period. Capital is repaid as a lump sum on the Maturity Date.

Arrangement fee1.20% of the total loan amount raisedThis is the fee paid to Abundance in its role as Arranger. The interest rate above is quoted after fees.

Management fee0.10% of the outstanding loan amount, per yearThis is the fee paid to Abundance in its role as Agent. The interest rate above is quoted after fees.

Early repayment optionsThe Borrower has the option to make a full early repayment of the Loans by giving notice to Abundance. An early repayment fee equal to 12 months' Interest will apply.

Documents

Loan Conditions

Download PDF Together with the key terms, the loan conditions form the legal agreement that define the terms of the investment.

Payment schedule

Find out how much you could earn using the calculator below.

Investment amount

Capital repaid £0.00

Interest £0.00

Total returned £0.00

Payment Date	Capital	Interest	Total