Features & benefits

Our municipal investments are a great way to invest for impact. You lend money to UK councils to finance real green and social projects, and in return you earn a fixed, stable income.

A simple way to invest for impact

Our municipal investments make it easy for everyone to invest in a better future for the places we care about, with a range of features that help them fit into your financial plans.

Predictable fixed payments

Stable returns even in unstable times with regular 6 monthly payments

Diversify your savings

An alternative option to fixed rate savings, NS&I and Government bonds

Low risk investment option

There is no record of a council or local government ever defaulting on its debts. Learn more.

Make a direct impact

Every pound you invest will be used to finance green and social projects

Tax free ISA investing

Choose to invest through an IF ISA and pay no tax on your interest.

Regular new investments

Investments launching every 3 months give you options to build your portfolio

Features in detail

Your questions answered

It's simple. 1. Sign up for an account 2. Choose your first investment 3. Complete your account setup, including an identity check 4. Pay for your investment. You can invest from as little as £5 and choose to invest through an innovative finance ISA for tax-free interest. Read more about the steps here.
Investing in local government is a low risk option, comparable to other low risk options like fixed savings and Government bonds. This is due to the way it local government is regulated. Councils operate under strict controls to ensure their budgets and balanced and, importantly for investors, they cannot go bankrupt to avoid paying debts. Learn more. 
Our municipal investments are compliant with the Green & Social Loan Principles. These are internationally recognised standards, also used by the UK Government for its investment products, which require that money invested can only be used on eligible green and social projects. We monitor how money is being spent and investors receive regular updates. 

You can view the latest data here.
You can choose to invest in any of the available municipal investments - you don't have to live in the area. You can invest in as many different councils as you want, and build your portfolio of municipal investments in a way that suits you.
There are no fees for investing on Abundance. We charge a fee to the councils that raise money through Abundance but don't charge any fees to investors.
Yes! When making your first investment on Abundance you will have the option to invest through an innovative finance ISA (IF ISA) or through a General portfolio. If you invest through an IF ISA, your interest payments will be tax free and you can transfer money from another ISA you have if you want to.