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Municipal investments let everyone invest in a better future for our communities. Help finance real green and social projects, and earn a reliable fixed income.

Interest rates change on

1 March 2026

Open investments

H&F Green Investment 5
4.1% a year 5 year term Capital at maturity

H&F Green Investment 5

Help fund biodiversity and natural flood management.

Southwark Green Investment 4
4.1% a year 5 year term Capital at maturity

Southwark Green Investment 4

Fund low carbon heating, energy and greening projects.

Westminster Green Investment 2
4.1% a year 5 year term Capital at maturity

Westminster Green Investment 2

Funding green and energy efficiency measures for Seymour Leisure Centre.

Municipal investment marketplace

Our marketplace is a place where investors can buy and sell their existing investments. This gives buyers another way to diversify their portfolio, and sellers a way to access the money they have invested before they are due to be repaid.

3 good reasons to invest with us

Municipal investments can help you meet a range of financial goals. That's because the low risk, regular income payments they provide give you a stable income - the bedrock of many of our saving and investment plans.

Regular payments

Six-monthly payments fixed for the investment term

Invest from £5

A low minimum investment, so it’s open to everyone

Tax free ISA returns

Invest through an Innovative Finance ISA

Invest to finance real green and social projects

Our investments are direct partnership between citizens and local government to deliver what matters locally. Every pound you invest will be used to finance projects which create clean energy, restored nature and help communities thrive.

Spent on projects so far

£9.5m

Projects financed

65

Learn more

Your questions answered

It's simple. 1. Sign up for an account 2. Choose your first investment 3. Complete your account setup, including an identity check 4. Pay for your investment. You can invest from as little as £5 and choose to invest through an innovative finance ISA for tax-free interest. Read more about the steps here.

Investing in local government is a low risk option, comparable to other low risk options like fixed savings and Government bonds. This is due to the way it local government is regulated. Councils operate under strict controls to ensure their budgets and balanced and, importantly for investors, they cannot go bankrupt to avoid paying debts. Learn more

Our municipal investments are compliant with the Green & Social Loan Principles. These are internationally recognised standards, also used by the UK Government for its investment products, which require that money invested can only be used on eligible green and social projects. We monitor how money is being spent and investors receive regular updates. 

You can view the latest data here.

You can choose to invest in any of the available municipal investments - you don't have to live in the area. You can invest in as many different councils as you want, and build your portfolio of municipal investments in a way that suits you.

There are no fees for investing on Abundance. We charge a fee to the councils that raise money through Abundance but don't charge any fees to investors.

Yes! When making your first investment on Abundance you will have the option to invest through an innovative finance ISA (IF ISA) or through a General portfolio. If you invest through an IF ISA, your interest payments will be tax free and you can transfer money from another ISA you have if you want to.