Get a truly good income

When you build a portfolio of income investments with Abundance you are choosing a more stable future for your finances and our planet.

While most people know that clean energy is a good thing, not as many know that it offers investments that are not linked to movements in other markets. It’s an asset class that lets you diversify your income investment portfolio with regular, often fixed, stable returns from generating the clean energy we need.

Plus, as the first peer-to-peer investment company to offer an ISA and pension*, you can transfer existing investment pots to us to retain the tax advantages you have built up.

  • Get returns that are less prone to market shock

    Unpredictable market shocks and global uncertainty mean that investors who want a stable income are looking for assets that are uncorrelated to the stock markets. Our investments are tied to other factors such as the price of energy, which can make them a valuable element in a diversified portfolio.

  • Regular capital and income payments

    Most of our products generate cash returns from day one and repay your invested capital in regular instalments over the investment term. You can think of it as cashback; it means you can use our investments to generate a regular income, whether you want to withdraw or reinvest.

  • Create an annuity-like income

    As most of our Debentures pay back your original investment in instalments, you can create an income and maintain the size of your pension pot by reinvesting a portion of your returns. This can help you create an annuity-like income that can continue to provide for you throughout your retirement.

  • Investments are transferable

    Our investments are transferable assets, so they can be transferred to your spouse on your death, or traded at any time using our free marketplace, giving you flexibility in managing your holdings.

  • Get a tax efficient income

    You can create an income that goes further with the Abundance ISA and Abundance Pension*. Both these products offer tax incentives that let you build your income generating portfolio a little quicker and receive up to all of the returns tax free.

* The Abundance Pension is a self-invested personal pension (SIPP) provided by Gaudi Regulated Services Limited (Gaudi), who are authorised and regulated by the FCA (488015). Setting up an Abundance Pension involves entering into a SIPP contract with Gaudi to hold Abundance investments. Abundance is not a direct pension provider and cannot give pension advice. 6 - 9% price claim based on products available on Abundance since launch. Past performance is not a guide to future performance.

As with any investment product there are risks. Part or all of your original invested capital may be at risk and any return on your investment depends on the success of the project invested in. You should be prepared to hold Abundance investments for their full term (and many will have terms of more than 15 years). Abundance investments may not be readily realisable (and their value can rise or fall). They may be secured or unsecured, and where they are secured this does not ensure repayment. Estimated rates of return can be variable and estimates are no guarantee of actual return. Specific risks will apply in relation to each product. Consider all risks before investing and read the Offer Document for each investment.