Can I invest through a SIPP?

Yes you can invest in a SIPP through our dedicated Abundance Pension, or there are other SIPP providers that will accept our investments. Find out more about the Abundance Pension.

Can I put Abundance investments in an ISA?

Yes, you can set up an Abundance ISA, which allows you to hold our investments in an Innovative Finance ISA (IF ISA). Find out more about the Abundance ISA.

Is Abundance covered by the Financial Services Compensation Scheme (FSCS)?

Any cash in your Abundance account that has not been invested into projects is held in a segregated client account at HSBC PLC and covered by the FSCS Deposit Protection Scheme. This means if you have cash in your ISA or other Abundance portfolios that you have not yet invested in projects you benefit from FSCS protection up to £85,000.

Please note, the FSCS Deposit Protection scheme covers you for £85,000 per financial institution, so in this case it covers any uninvested cash held in your Abundance account as well as any other money you hold elsewhere in HSBC or any of its subsidiaries.

Once your money is invested you are covered under the Financial Services Compensation Scheme (FSCS) on investments. This scheme is different to the FSCS Deposit Protection Scheme described above. Under the FSCS investment scheme investors can claim up to £50,000 of compensation in the case where Abundance goes out of business and Abundance is proven to have have been negligent in carrying out our role.

How do I make a complaint?

If you have any problem or wish to make a complaint please first email us at and we will do our best to resolve any issue.

If you do not feel that we have adequately resolved your complaint you may have a right to complain to the Financial Ombudsman. You can view our full complaints procedure here.

As with any investment product there are risks. Part or all of your original invested capital may be at risk and any return on your investment depends on the success of the project invested in. You should be prepared to hold Abundance investments for their full term (and many will have terms of more than 15 years). Abundance investments may not be readily realisable (and their value can rise or fall). They may be secured or unsecured, and where they are secured this does not ensure repayment. Estimated rates of return can be variable and estimates are no guarantee of actual return. Specific risks will apply in relation to each product. Consider all risks before investing and read the Offer Document for each investment.