Regular capital and income payments
Many of our investments feature twice-yearly payments of capital and income, meaning they can be used to generate a regular income in the drawdown phase of a pension.
Long term investment
The lifetime of our investments is usually 15 - 20 years, making them a good fit for long term financial goals such as creating a retirement income.
Range of ways to make your contributions
You can make new contributions into your Abundance Pension by Standing Order or direct from your employer, with funds available for investment in just 1 - 2 working days after they have been received and accepted by your pension. You can also transfer funds from an existing personal or company pension.
Investments are tradeable
Our investments are tradeable assets, so you can look for a buyer for your investments (or any part of them) at any stage of the term using our free marketplace. This gives you flexibility in managing your pension holdings with us.
Start your pension with £5,000
You need to fund your Abundance Pension with a minimum of £5,000. This can either be a £5,000 transfer from an existing pension, or new pension contributions of £4,000 (since new contributions attract an immediate 20% tax relief, which is deposited directly into your SIPP for investment). Find out why we have a minimum initial investment amount.
Higher rate tax payers can also reclaim an additional 20% tax relief on new contributions via their tax return, further reducing the effective cost of starting an Abundance Pension to £3,000 (based on 40% total tax relief). Find out more.
Please note; tax relief levels on pension contributions are subject to change by HMRC