Features and benefits

Our Debentures have a number of features that can make them a valuable part of a diversified investment portfolio.

  • Invest from just £5

    All our projects offer a minimum investment of £5. This means you can easily make regular investments to grow your portfolio and diversify across a variety of projects.

  • Regular capital and income payments

    As most of our Debentures pay back your original investment in instalments, you can have flexibility in managing your holdings. You can either take a regular income from your investments or reinvest your returns to grow your capital. Take a look at the calculator on each of our open projects to see the returns you will earn across the investment term.

  • Get bank beating returns

    Our projects offer estimated returns of between 6 - 9% IRR* over the lifetime of the investment. View our current open projects.

  • Put your money to work generating something good for society

    Our projects give you access to asset classes such as renewable energy and energy efficiency. When you invest with us you are funding individual projects that create an income for you while making a real contribution to our society.

  • Get returns that are less prone to market shock

    Unpredictable market shocks and global uncertainty mean that investors who want a stable income are looking for assets that are uncorrelated to the stock markets. Our Debentures are tied to other factors such as the price of energy, which can make them a valuable element in a diversified portfolio.

  • Claim interest and dividend tax relief

    Our Debentures are eligible for the Personal Savings Allowance and Dividend Allowance, which allow you to protect your portfolio from tax even if you invest outside a pension or ISA. The Dividend Allowance applies to Variable Return Debentures and the Personal Saving Allowance applies to all other Debenture types. Read more.

  • Debentures are transferable

    Our Debentures are transferable assets, so they can be transferred to your spouse on your death or traded at any time using our free marketplace, giving you flexibility in managing your holdings.

* 6 - 9% price claim based on products available on Abundance since launch. Past performance is not a guide to future performance.

As with any investment product there are risks. Part or all of your original invested capital may be at risk and any return on your investment depends on the success of the project invested in. You should be prepared to hold Abundance investments for their full term (and many will have terms of more than 15 years). Abundance investments may not be readily realisable (and their value can rise or fall). They may be secured or unsecured, and where they are secured this does not ensure repayment. Estimated rates of return can be variable and estimates are no guarantee of actual return. Specific risks will apply in relation to each product. Consider all risks before investing and read the Offer Document for each investment.