How to invest

Investing with Abundance is simple.

Abundance is a fully online investment platform, and you can set up an account and start investing in just 5 minutes.

To invest in an open project you just need to follow the process below. If you are interested in buying an investment in a funded project on our marketplace, then you can find details of the trading process here.

  1. Browse

    Under the Invest tab you’ll find a list of our open investments. Each investment is listed with a summary of the company, the estimated returns, term and technology type.

  2. Consider

    Once you’ve found an investment you like the look of, go into more detail. Firstly, you’ll need to sign in to your Abundance account. If you aren’t an Abundance member, it only takes a few minutes to set up a free account online. You can then download the Offer Document, which contains full details of the investment.

  3. Deposit

    When you decide investing is right for you, choose how much you’d like to invest and deposit money by bank transfer or debit card. As soon as it has cleared into your Abundance account you’re ready to go.

  4. Invest

    With money in your account, you can invest as little as £5 in as many investments as you like. Once you become an investor, you can see in your Abundance account when you will receive your next Cash Return, how much your investments have returned to you, and how individual investments are performing.

    Whilst all our investments are different, some things stay the same. That includes no mountains of paperwork, since we’re based entirely online, and no fees for investing — these are paid by the developer, and all returns are quoted after this fee.

As with any investment product there are risks. Part or all of your original invested capital may be at risk and any return on your investment depends on the success of the project invested in. You should be prepared to hold Abundance investments for their full term (and many will have terms of more than 15 years). Abundance investments may not be readily realisable (and their value can rise or fall). They may be secured or unsecured, and where they are secured this does not ensure repayment. Estimated rates of return can be variable and estimates are no guarantee of actual return. Specific risks will apply in relation to each product. Consider all risks before investing and read the Offer Document for each investment.