The Abundance Pension is a self-invested personal pension
A self-invested personal pension (SIPP) is different from a traditional pension. Instead of limiting your investment options, a SIPP opens the doors, giving you more choice in how you invest your money.
You’ll have more freedom, but it also means you’ll be responsible for your own investment choices, so it may not be the right pension for everyone.
Like other pensions, the government will still give you up to 45% tax relief on the amount you pay in. Once your money is in a SIPP, you won’t have to pay tax on any gains or income your investments make.Help centre: Pensions
Our pension is provided by Gaudi Regulated Services*
The Abundance Pension is provided by Gaudi Regulated Services Limited, who specialise in managing and administrating pension products. That means that there are some fees for setting up and managing your Abundance Pension (although making investments and trading on our marketplace is free).Help centre: Pension fees
Fund your pension with contributions or transfers
Like all pensions, the Abundance Pension offers a range of ways for you to fund your retirement. We can accept pension transfers either from another personal pension or a workplace pension, so you can diversify some of your existing pension holdings into your Abundance Pension. You can also make tax efficient contributions of new funds directly into your Abundance Pension.
Whatever method you choose to fund your Abundance Pension you will need to start with a minimum of £5,000.
Your funds will be transferred as cash, which you can then invest as you wish to create the right portfolio for your financial needs and your broader goals.Help centre: Pensions