It is easy to open an IF ISA with us
You can open an IF ISA today in just 5 minutes and it is a fully online process.
Once your IF ISA is up and running you can fund it up to the maximum 2021/22 allowance of £20,000 straight away with a debit card or bank transfer, and then you’re ready to start investing.
You also have the option to transfer an ISA from another provider. You can learn more about the process for transferring your ISA to us in our help centre.Help: Set up an IF ISA
Take control of your money
What makes our IF ISA different is that you choose every investment in it, and each investment goes directly into a project or business that is building a better world. This means you can create a portfolio across our sectors and investment lifestages that matches your financial goals with your vision for a more sustainable future.How to build your portfolio with us
Investments you won’t find elsewhere
The Innovative Finance ISA (IF ISA) was introduced in 2016 to make it easier to invest tax free with a wider range of providers and into a greater range of businesses. It sits alongside your Cash and Stocks & Shares ISAs, giving the exact same tax-free benefits but with access to sectors and asset classes that aren’t correlated to the stock market.Help: About the IF ISA
Manage your ISA your way
Our IF ISA is flexible. That means you can take cash out of it and, as long as you replace that cash in the same tax year, you won’t lose any of your tax-free ISA allowance. A flexible ISA can be helpful if you unexpectedly need access to some of your ISA money, but intend to replace it before the end of the tax year.Help: Flexible ISAs