How our ISA works

The Abundance ISA is an Innovative Finance ISA (IF ISA) that lets you put your money to work growing your tax free nest egg and the green economy.

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The Abundance ISA is easy to open

You can open an Abundance ISA today in just 5 minutes. It is a fully online process; all you need to hand is your National Insurance number.

Once your ISA is up and running you can fund it up to the maximum 2019/20 allowance of £20,000 straight away with a debit card or bank transfer, and then you’re ready to start investing.

You also have the option to transfer an ISA from another provider. You can learn more about the process for transferring your ISA to us in our help centre.

Help centre: Set up an ISA
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Take control of your ISA money

What makes our ISA different is that you choose every investment in it, and each investment goes directly into a project or business that is building a better world. This means you can create a portfolio across our sectors and investment lifestages that matches your financial goals with your vision for a more sustainable future.

How to build your ISA portfolio
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Investments you won’t find elsewhere

The Abundance ISA is an Innovative Finance ISA (IF ISA), which was introduced in 2016 to make it easier to invest tax free with a wider range of providers and into a greater range of businesses. It sits alongside your Cash and Stocks & Shares ISAs, giving the exact same tax free benefits but with access to sectors and asset classes that aren’t correlated to the stock market or interest rates.

Help centre: About the IF ISA
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Manage your ISA your way

The Abundance ISA is flexible. That means you can take cash out of it and, as long as you replace that cash in the same tax year, you won’t lose any of your tax free ISA allowance. A flexible ISA can be helpful if you unexpectedly need access to some of your ISA money, but intend to replace it before the end of the tax year.

Help centre: Flexible ISAs